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Railroad Protective Liability Insurance


RRP coverage for productions & contractors on or near railways


Eligibility Requirements | Certificates of Insurance
Program Summary
It is common for railroads to require a production or contractor to provide Railroad Protective Liability Insurance (RRPL) for the duration of projects on or near railways.
RRPL is different from a typical insurance policy in that it protects the railroad, not the contractor/production, since only the railroad is the "Named Insured".  RRPL covers the railroad for acts or omissions arising out of the "work" at the "job location".
Eligibility Requirements


  • Commercial General Liability (CGL) Limits for the contractor must be at least $1mm Occurrence/$2mm Aggregate and the total limits carried (CGL + Umbrella) must equal the RRPL limits requested.

  • Contractor with at least one year of experience.

  • No use of explosives or fireworks.

  • No use of asbestos.

  • No underground construction such as subways or mines.

  • No work in existing refineries, chemical plants, mills, or grain elevators.

  • No exterior building maintenance over 3 stories.

  • No hazardous chemicals.

  • No scaffolding over 2 stories.

  • The RRP program is available in all states with the exception of New York, Washington, Hawaii, Washington D.C., Alaska, and Rhode Island.

The Railroad Protective Liability Insurance program quotations are usually sent within 10 minutes after receipt of application, during business hours.


Apply for a Railroad Protective Liability Insurance Quote












Coverages referenced on this website may not be available in all territories and may vary depending on the exposure. Minimum premiums may vary by

State. Coverages and services described in this website are generally stated for the purpose of promotion. The material does not modify or amend the

terms, conditions, or coverages of any policy. Please ask your Supple-Merrill & Driscoll, Inc. representative to explain coverage details, exclusions, limits

or other provisions of any insurance policy.



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