Note: This is a general summary of coverages and it is not intended to give complete policy information. All coverages and exclusions
are found in the policies.
"Coverages
and services described in this website are generally stated
for the purpose of promotion. The material does not modify or
amend the terms, conditions, or coverages of any policy.
Please ask your Supple-Merrill & Driscoll, Inc.
representative to explain coverage details, exclusions, limits
or other provisions of any insurance policy."
Equipment, Props, Sets and Wardrobe
What is covered?
Camera, sound, lighting and miscellaneous rented equipment. Owned equipment is not
covered unless specifically declared. Props, sets, and wardrobe are covered.
How much should I insure for?
The insurable value
should be the total value of your rented equipment, props, sets, and
wardrobe from all vendors. Owned equipment, props, sets, and
wardrobe can not be covered.
Can the deductible be changed?
No. The deductible is based on the total combined limit of equipment, props, sets, and
wardrobe.
Are "Loss Payees" included?
Equipment insurance includes your vendors being provided with certificates of insurance
naming them as loss payee in the event of a loss. Unlimited certificates can be issued.
Covers the insured for losses due to bodily injury or property damage caused by the insured’s
employees or agents. Locations will require general liability for
1,000,000. The aggregate is
the total liability limit. The occurrence is the limit per claim.
Are "additional insureds" included?
With blanket additional insureds, your vendors and locations will be provided with certificates of
insurance naming them as additional insureds in the event of a loss. Unlimited certificates can be issued.
