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  :::Coverage Definitions  

  Note: This is a general summary of coverages and it is not intended to give complete policy information.  All coverages and exclusions are found in the policies.  
   
  Coverages and services described in this website are generally stated for the purpose of promotion. The material does not modify or amend the terms, conditions, or coverages of any policy. Please ask your Supple-Merrill & Driscoll, Inc. representative to explain coverage details, exclusions, limits or other provisions of any insurance policy.  

 

Equipment, Props, Sets and Wardrobe

What is covered? Camera, sound, lighting and miscellaneous rented equipment.  Owned equipment is not covered unless specifically declared.  Props, sets, and wardrobe are covered.
How much should I insure for?

The insurable value should be the total value of your rented equipment, props, sets, and wardrobe from all vendors. Owned equipment, props, sets, and wardrobe can not be covered.

Can the deductible be changed? No.  The deductible is based on the total combined limit of equipment, props, sets, and wardrobe.
Are "Loss Payees" included? Equipment insurance includes your vendors being provided with certificates of insurance naming them as loss payee in the event of a loss.  Unlimited certificates can be issued.
      
Negative Film or Videotape, Faulty Stock & Camera Processing
What is covered? Damage or destruction of raw film or tape stock, exposed film or videotape, faulty stock, faulty cameras or lenses.
How much should I insure for? The coverage limit is the declared budget of the production, up to a maximum coverage limit of $25,000.
    
General Liability
What is covered?

Covers the insured for losses due to bodily injury or property damage caused by the insured’s employees or agents.  Locations will require general liability for 1,000,000.  The aggregate is the total liability limit.  The occurrence is the limit per claim.
Are "additional insureds" included? With blanket additional insureds, your vendors and locations will be provided with certificates of insurance naming them as additional insureds in the event of a loss. Unlimited certificates can be issued.
    
Automobile (Hired & Non-Owned)
What is covered? Vehicles rented for the production. Liability covers injury to third parties or damage to their property. Physical damage coverage is not available.
    
Workers' Compensation
Who & What is covered? Injury to your compensated and non-compensated employees and volunteers.
 

  

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ProductionInsurance.com is the entertainment division of Supple-Merrill & Driscoll, Inc.  California License 0517777.

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ProductionInsurance.com | Coverage Definitions